14 Tips for safe online shopping

14 Tips for safe online shopping
14 Tips for safe online shopping

14 Tips for safe online shopping

Ever since online payments have become our daily routine, cybercriminals have been looking for a way to get rich at the expense of e-consumers. Here you will come to know 14 Tips for safe online shopping. The dynamic development of technologies and security systems has forced hackers to develop new ways of extorting confidential data or breaking into a user’s account and taking his funds. Fortunately, a little bit of knowledge and caution is enough to protect yourself from potential dangers effectively. Here is a short guide that will tell you what to be especially careful about when making online transactions.




When it comes to phishing scams, we are talking about all kinds of messages, such as fake notifications from a bank, e-mail operators, social networks, and electronic payment services. These messages are designed to extort confidential user data, such as passwords and logins, or gain access to your bank account to transfer funds to your account. To achieve this, hackers send fake e-mails that look exactly like official notifications from various financial institutions. The official logo and company details are attached to these messages to reduce the user’s vigilance, who automatically follows the instructions. In this way, an unsuspecting bank customer clicks on the attached link, redirecting him to a counterfeit page, a perfect imitation of the original. The still unaware user enters his login and password, which are passed on to cybercriminals. Often, it is enough to click on a link to download the malware automatically to your computer.




First of all, do not click on each link displayed. It is equally important to use an up-to-date antivirus program. It is important to know that these programs provide effective protection against many threats, without which it is easier to fall victim to scammers.

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This method also takes advantage of the virus to commit the scam. It changes the bank account number, and the whole method is based on a simple fact – most often, when making an e-transfer, we copy the account number from an e-mail or invoice. Few people know that such a copied number goes to the operating system clipboard, where the virus begins its work. The number is then changed to the criminal’s account, and the unaware customer makes a transfer to his account. How to Avoid? Simple, always check the details of the account number before confirming the transfer.




Each e-transaction process should be as intuitive and safe as possible. In any situation, when unnecessary formalities and unnecessary activities arise, the user will start to feel overly infiltrated and become suspicious, which is completely natural. Fortunately, with the current development of the e-commerce market, we can fully enjoy the services of several proven online payment services, like Amazon. Such websites cooperate with the largest online stores, securing millions of e-transactions of their clients. Currently, the well-known “fast transfer” is considered the safest way to pay online. It is worth remembering.




First of all, we are protected by advanced data encryption programs. They ensure the privacy of personal data, and financial transactions made. Online payment intermediaries are required to have certificates that guarantee data encryption! For example, when checking any website, we can have information that this operator has a Web Server certificate, which protects against phishing attempts of data and information that may be used to carry out transactions beyond our control. How to check? Security certificates are usually marked with a padlock symbol in the browser bar. Click on them to expand the details and, for example, the expiry date and confirmation of the purchase by a specific site.

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Unfortunately, it often happens that we use illegal or incomplete versions of operating systems. In the long run, such a solution does not bring any benefits because such systems are “flawed,” and most hackers have no trouble breaking into them. That’s why it’s worth investing in genuine software and keeping track of updates. Antivirus programs will also help us detect potential malware quickly and prevent data loss or loss of access to your accounts. Doing so is essential to being safe online!




Have you ever wondered how payment organizations use personal data provided by customers? You should be aware that when collecting personal data, the payment intermediary undertakes the obligation to ensure that they are properly and securely shared. From the security point of view, it is also important to verify them. After all, customers may enter incorrect data. Some people do it completely by accident. Others take deliberate action that is clearly fraudulent. Payment organizations may not disclose customer data to unauthorized persons. However, they can delegate them to supervisory authorities. Not all customers are aware that they have the right to delete their data and update them at any time. They can also browse them freely. Any restrictions in this regard are a violation of the law.




First of all, choose professional e-shops, buy a gift card and avoid unverified sellers, especially if they only offer payment by bank transfer to their own account. You can assess the store’s credibility based on whether it uses the services of an online payment integrator, which brings together various electronic payment methods – so the user decides how it wants to pay for the goods. Before finalizing the transaction, carefully read the regulations of both the e-store. This way, you will find out if there are any additional fees. Just look at the prefix preceding the page address, which should look like https: //.




Make e-payments only on a verified computer, preferably a private one. When using a public device from, for example, an internet cafe for transactions, we cannot be sure that it is properly secured. It is better to have your own hardware, and it is important to have an anti-virus program installed that needs to be updated regularly. The virus database changes practically overnight, so it’s worth doing what every few days. This way, you will keep your data safe from hackers and cybercriminals.

14 Tips for safe online shopping



Remember not to react to suspicious e-mails or information windows informing us to click on the links contained therein. They are usually similar to official banking websites where we have an e-account, but it is easy to see when dealing with extorting our confidential data. Banks never send messages asking you to click on any link and do not ask us to provide a one-time password after logging in to the account – these are used only for financial operations.




To not fall victim to fraud, you should follow a few simple rules and remember a few things. What are we talking about? First of all, always login to electronic or mobile banking systems only from your trusted internet connection. Using open Wi-Fi networks, e.g., in city or pubs, is asking for trouble. Secondly, always check which account you are transferring money to twice and try to manually enter the number. It is known that such a method is tiring and prolongs the entire payment process, but at this stage, the malware makes itself felt by stealthily substituting digits from account numbers. Third, never click on links in e-mails or messages on social networks because these are repeated attempts to extort data to the accounts.




Many customers who want to use a specific payment solution wonder whether the account they have set up can be removed from the database at all. We have to distinguish between two situations: deleting an account and its deactivation. They are two completely different things. Deactivation, however, is a temporary suspension of your account. Our data is invisible, but it is still stored in the database. Theoretically, the billing company is obliged to delete the customer’s data if he makes such a request.




Activating an account in a payment organization, as an individual customer and as a company, requires specific data to be provided in the registration form. Without this, it is simply impossible to activate your account. Contact and billing data, such as name, address, e-mail address, or contact telephone number. Providing such information is important for any organization. By using them, the company may send us certain messages. Remember, however, that the use of data for promotional and marketing purposes always requires the client’s consent.



Of course, apart from checking the register, a few more methods will help users avoid possible cyber fraud. It is enough for us to pay attention to whether a given service has a Customer Service Office. If you notice that it is running, call, and evaluate the quality of service. Keep in mind that only a competent office will answer any doubts and help in case of problems and not sell off your client. On the other hand, e-sellers who want to cooperate with an online payment service should pay attention to technical support’s quality and price. It is essential because every entrepreneur wants confidential data not to leak out during a possible failure. It is also worth paying attention to the security measures applied against a possible cyber attack.

14 Tips for safe online shopping

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